Our Story
In 2016, we started as real estate wholesalers by flipping properties to rehabbers. We realized quickly that wholesaling was demanding and time consuming. We wanted passive income without the hassles of tenants, trash, and toilets – so we became note buyers. For us, mortgage note investing has been a unique and profitable way to invest in real estate. Instead of purchasing physical property, we purchase the debt owed on a property in the form of a mortgage note. We’re committed to helping people achieve their financial goals through the power of mortgage note investing.
Who We Are
Donya Molock, RN, CPC, CPMA, CRC
As Chief Executive Officer (CEO) of NoteTerra Capital, I have 20 years’ experience as a registered nurse. With a deep understanding of healthcare finance, I have extensive experience in the health insurance industry evaluating medical risk and auditing claims. My journey in healthcare sparked a passion for helping clients reach financial wellness, leading me to become an independent licensed health, life, and annuities broker and a mortgage note investor.
By blending my nursing background with financial expertise, I guide clients in making informed decisions about their health and finances.
My goal is to create strategies that promote financial stability and peace of mind for individuals and families navigating both health and financial landscapes.
Campbell Cobb, MBA
As Chief Operating Officer (COO) of NoteTerra Capital, I am a mortgage note investor with a strong background in auditing, consulting, and accounting.
With over 10 years’ experience in federal government contracting, my career has spanned roles as a budget analyst, where I focused on financial accountability and strategic resource management. This extensive experience in finance and accounting has equipped me to offer clients precise insights and effective solutions, helping them achieve fiscal responsibility and efficiency.
As a mortgage note investor, I bring a unique blend of analytical skills and strategic thinking, providing valuable perspectives to maximize investment outcomes and enhance key performance indicators for clients.
What We Do
Investments
Commitment to Excellence
We’re mortgage note buyers based in Northern Virginia
Specialized in purchasing mortgage notes
Acquiring performing and non-performing assets with a blend of real estate strategies
Consults
Your Insurance Options
Strategic consultations on insurance products, tailored to each client’s objectives with a focus on asset protection and risk mitigation
Beyond mere transactions, we aim to identify improvement opportunities for our clients
Education
Take Learning to the Next Level
We empower investors to make informed decisions, fostering growth and sustainability
Our mission is to unravel the complexities of note investing
We’re guides through the intricacies of note investment
Our Services
Mortgage Note Investing
Experience secure, profitable investment opportunities with our expertly managed mortgage note investing services. Whether you’re new to note investing or looking to expand your portfolio, it’s important to make every step with clear, informed decisions so that you can achieve your goals. We specialize in:
First-Position Lien Positions Notes
First lien notes are safer because they have priority in repayment, securing the property if the borrower defaults.
Due Diligence & Risk Management
Due diligence ensures you know what you’re buying; risk management protects your investment from losses.
Asset Protection & Diversification
Asset protection safeguards your money from losses, while diversification spreads risk for safer returns.
Insurance Solutions
Secure your future with our range of insurance solutions designed to protect both you and your investments. We’ll work with you to develop a strategy that aligns with your personal and financial goals, providing stability for you and your loved ones. Our services include:
Life Insurance
Insure your legacy with customized life insurance plans.
Why We Serve
We love mortgage note investing! We believe it is the perfect vehicle to achieve long-term wealth and cash flow – with minimal risk. Our mission stems from a deep-rooted belief in financial empowerment and strategic real estate objectives.
We understand that navigating the complexities of mortgage notes requires expertise and knowledge. Our commitment lies in fostering financial literacy and facilitating opportunities for wealth generation through strategic note investments.
Who We Serve
At NoteTerra Capital, we help individuals diversify their portfolios with secure reliable income streams through mortgage notes. Mortgage notes can provide a steady income stream with less volatility than stocks. As experts in financial analysis and risk management, we offer a personalized approach to help you maximize your returns while minimizing risks.
As a unique combination of a mortgage note investing company and an insurance agency, we also provide life insurance solutions. Our goal is to safeguard your financial future, protecting both your investments and personal wealth.
