In 2016, we started as real estate wholesalers by flipping properties to rehabbers. We realized quickly that wholesaling was demanding and time consuming. We wanted passive income without the hassles of tenants, trash, and toilets – so we became note buyers. For us, mortgage note investing has been a unique and profitable way to invest in real estate. Instead of purchasing physical property, we purchase the debt owed on a property in the form of a mortgage note. We’re committed to helping people achieve their financial goals through the power of mortgage note investing.

Who We Are

Donya Molock, RN, CPC, CPMA, CRC

As co-founder of NoteTerra Capital, I have a background as a registered nurse with extensive experience in managed care and a deep understanding of healthcare finance. My journey in healthcare sparked a passion for helping clients reach financial wellness, leading me to become a licensed health, life, and annuities sales agent and a mortgage note investor.

By blending my nursing background with financial expertise, I guide clients in making informed decisions about their health and finances.

My goal is to create strategies that promote financial stability and peace of mind for individuals and families navigating both health and financial landscapes.

Campbell Cobb, MBA

As co-founder of NoteTerra Capital, I am a mortgage note investor with a strong background in auditing, consulting, and accounting.

My career has spanned roles in government contracting as a budget analyst, where I focused on financial accountability and strategic resource management. This extensive experience in finance and accounting has equipped me to offer clients precise insights and effective solutions, helping them achieve fiscal responsibility and efficiency.

As a mortgage note investor, I bring a unique blend of analytical skills and strategic thinking, providing valuable perspectives to maximize investment outcomes and enhance financial stability for clients.

We love mortgage note investing! We believe it is the perfect vehicle to achieve long-term wealth and cash flow – with minimal risk. Our mission stems from a deep-rooted belief in financial empowerment and strategic real estate objectives.

We understand that navigating the complexities of mortgage notes requires expertise and knowledge. Our commitment lies in fostering financial literacy and facilitating opportunities for wealth generation through strategic note investments.

Who We Serve

Our ideal clients are discerning individuals seeking diversification, long-term financial growth, and a deep understanding of the nuanced note investment landscape. We pride ourselves on fostering a collaborative partnership that goes beyond transactions, prioritizing our clients’ success and financial well-being.